MONEY READY
MONEY READY
FINENCIAL READINESS PROGRAM
FINENCIAL READINESS PROGRAM
MONEY READY
FINENCIAL READINESS PROGRAM
Tier 5 of 5
Money Ready™
Ages 11–15 · 8 Weeks · Parent-Led · Money Foundations
"The Family Economy" Simulation
• Available Now · Instant Download
$69
One-time purchase · Everything included
No subscriptions · No add-ons · No surprises
The Simulation
REAL SKILLS. real decisions. real life.
Most teenagers enter adulthood without ever learning how a paycheck works, what rent actually costs, or why credit card interest compounds against them. Money Ready changes that. Students simulate a full year of adult financial life - earning income, paying bills, handling emergencies, and building toward real goals.
8-Week Curriculum
A Full Year of Adult Financial Life.
Each week tackles one core money skill, from the first paycheck to a
full-scale final simulation. Students don't just learn concepts; they live them.
WEEK 01
Income & Take Home Pay
Gross vs. net. Why you paycheck is smaller than you think - and why it changes everything about your budget.
WEEK 02
Housing & budget foundations
The 35% rule. Building your first real budget before you commit to the appartment, the car or the card.
WEEK 03
banking & ledger
Track every dollar. Debit vs. credit. Running balance. The bank records history, your ledger plans the future.
WEEK 04
credit & debt
How interest works. The real cost of borrowing. Why borrowed money always costs more than the price tag.
WEEK 05
economic shifts & inflation
When costs rise and income doesn't. Adapting fast. Every percentage point of inflation is effectively a pay cart.
WEEK 06
emergencies & savings
Savings in protection, not extra money. The 3-month rule. Build the fund before you need it, not after.
WEEK 07
banking & Ledger
Goal mapping. Why starting early changes everything. Time is your greatest financial asset or your biggest regret.
WEEK 08
final Simulation & capstone
Full financial simulation. Confidence self-assessment. All 8 skills at once, income, emergencies, temptations, and goals.
What's Included
Everything You Need.
Nothing Extra to Buy.
student textbook
Full 8 - week content with worked examples, key concepts and real, life scenarios. Students read before they act.
student workbook
Exercises, ledger practice, debt trackers, goal mapping and weekly reflections one consumable workbook per student.
google sheets spreadsheet
Live budget, ledger and dashboard, students track real numbers in real time across 4 interconnected tabs.
30 event cards (print & cut)
Emergencies, income changes, temptations, and economic shifts, 5 categories of real, life financial curveballs.
teacher manual + Rubric
Fully scripted lessons, grading rubric, answer keys, resourse links, and a completion certificate included.
standards - aligned
Aligned to JumpStart Coalition standards, Council for Economic Education benchmarks, and Common core Math practices.
Why It Works at This Age
Built for Real Learning Environments.
home school families
Flexible and self-paced, works as a standalone semester module or as part of a co - op class. Full parent guide included
youth organizations & CO-ops
Group - ready format with discussion guides and simulation activities build for collaboration learning envirnnoments.
grades 8 - 10
Complex enough to challenge, clear enough to engage. Designed for ages 13 - 16 - exactly when money habits start forming.
The Full Pathway
Where Money Grows™ Fits
Every program builds on the vocabulary, skills, and habits of the one before. A student who completes Money Grows™ enters Money Ready™ already knowing what a ledger, a profit-and-loss statement, and compound interest feel like from the inside.
Money Seeds™
Ages 5–7
Money Grows™
Ages 8–10
← YOU ARE HERE
Money Ready™
Ages 11–15
Money Strong™
Ages 15–18
Money builder™
Money Launched™
Ages 18–25
Or Lock In the Whole Pathway
The Complete Pathway Bundle
Get all five programs, Money Seeds™ through Money Launched™, in a single purchase. Twenty years of financial education locked in today, ready the moment each tier becomes age-appropriate.
$250
$305 individually ·
Save $55
From First Coins to Confident
Decisions
Start the Family Economy This Week
Money Seeds™ is ready to download the moment you order. Print the kit tonight, run the first payday this weekend, and start a conversation that compounds for the next twenty years.
$69 One-time · Instant download
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From First Coins to Confident Decisions