🌱 Tier 1 of 5
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Money Seeds™
Ages 5–7 · 5 Weeks · Parent-Led · Play-Based
"The Family Economy" Simulation
• Available Now · Instant Download
$49
One-time purchase · Everything included
No subscriptions · No add-ons · No surprises
The Simulation
An Economy They Live Inside
Kids earn tokens for real jobs, divide their pay into three pots: Plant (Save), Pick (Spend), and Share (Give, every payday, and shop at the Home Store. Every lesson teaches a concept the child immediately applies inside the economy that week. Before real money is on the line, they've already made dozens of real decisions.
Week by Week
Five Weeks. A Lifetime of Habits.
1
Weekly Job Chart
Money comes from work that has value. Coins and bills. The three pots introduced: Plant, Pick, Share. The Family Economy launches.
2
Needs vs. Wants
The "could you live without it?" test. Sorting activity with picture cards. The Home Store menu built in secret by the parent.
3
Earning and Payday
The payday ritual, opening the envelope, counting tokens, dividing earnings into the three pots. Save Goal Card posted.
4
Every Dollar Decides
Trade-off thinking. The Give conversation. The Home Store opens, your child shops from the Pick pot only.
5
Money in the World
Real-world field trip · final payday · Give cause chosen · graduation celebration. Connecting the Family Economy to how the real world works.
What's Included
Everything You Need.
Nothing Extra to Buy.
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3 Seed Pot Labels
Plant · Pick · Share, physical dividers for the token economy
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Weekly Job Chart
With payday totals row, tracks every job completed
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Payday Envelope
With complete facilitation script for the payday ritual
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Save Goal Card
Visual thermometer tracker for the savings goal
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Give Card
Completed when the Share pot is donated, a giving milestone
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Home Store Menu
Parent-customized with 8 items, your child doesn't see it until Week 4
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Parent Playbook
One page per week, exactly what to say, what to do, and how to guide the learning. No teaching experience required. This is a parent-child conversation starter, not a curriculum to deliver.
Why It Works at This Age
Built for How 5-to-7-Year-Olds Actually Learn
Children this age learn by doing, not by listening. Money Seeds™ puts decisions in their hands before vocabulary in their heads.
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Concrete, Not Abstract
Ages 5–7 are in the concrete-operational stage. They learn by handling things, tokens, envelopes, the Home Store menu. Lectures don't stick. Touching real money decisions does.
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15 Minutes a Week
Built for real family life. The Family Economy runs in the background of your week. Each lesson is a 15-minute conversation, not a curriculum to teach, not a class to prepare.
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No Teaching Experience Needed
The Parent Playbook gives you one page per week, exactly what to say, what to ask, and what to do. You aren't delivering a course. You're starting a conversation that compounds for twenty years.
The Full Pathway
Where Money Seeds™ Fits
Every program builds on the vocabulary, skills, and habits of the one before. A child who starts here at age 5 arrives at Money Ready™ already knowing what a budget, a savings goal, and a trade-off decision feel like.
← YOU ARE HERE
Money Seeds™
Ages 5–7
Money Grows™
Ages 8–10
Money Ready™
Ages 11–15
Money Strong™
Ages 15–18
Money builder™
Ages 15–18
Money Launched™
Ages 18–25
Or Lock In the Whole Pathway
The Complete Pathway Bundle
Get all five programs, Money Seeds™ through Money Launched™, in a single purchase. Twenty years of financial education locked in today, ready the moment each tier becomes age-appropriate.
$250
$305 individually ·
Save $55
From First Coins to Confident
Decisions
Start the Family Economy This Week
Money Seeds™ is ready to download the moment you order. Print the kit tonight, run the first payday this weekend, and start a conversation that compounds for the next twenty years.
$49 One-time · Instant download
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From First Coins to Confident Decisions