💪 Tier 3 of 5
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Money Strong™
Ages 15–18 · 9 Weeks · Self-Directed · First Job Ready
"The First Job Files" Simulation
• Available Now · Instant Download
$69
One-time purchase · Everything included
No subscriptions · No add-ons · No surprises
The Simulation
Hired. Taxed. Billed. Ready.
Students get hired at a simulated part-time job, complete real tax forms, and receive bi-weekly paychecks with accurate deductions. Life events escalate every two weeks, a phone upgrade temptation, a car insurance quote, an $800 repair bill, and the real math behind three college paths. Everything most teenagers figure out too late, delivered before they need it.
Week by Week
Nine Weeks. First-Job Ready.
1
Your First Real Paycheck
Tax forms completed. First pay stub received. The gap between hourly wage and take-home, experienced firsthand.
2
Earned Income Budget
Budgeting with real wages. The phone upgrade temptation event hits in Week 2.
3
Banking Like an Adult
Checking, HYSA, direct deposit setup, debit card discipline. Paycheck allocated across accounts.
4
Credit, The Early Truth
Credit score starts at zero. How to build it safely. The 5-year cost of one late payment, modeled.
5
Credit Cards
The minimum payment trap, the math that makes it dangerous. Pay-in-full modeled over 24 months.
6
True Cost of a Car
Insurance quote received. Full 3-year ownership cost built, not just the sticker price.
7
College, The Real Math
Sticker vs. net price. FAFSA. Three post-secondary paths modeled and compared head-to-head.
8
Protection and Safety Nets
$800 car repair hits, does the $1,000 fund exist? Health insurance basics for young adults.
9
Bridge to Adulthood
Complete financial snapshot. Give plan reviewed. The three things every young adult needs before leaving home.
What's Included
Everything You Need.
Nothing Extra to Buy.
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Job Offer + Tax Forms
Simulated offer letter and W-4 students fill out real forms
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Bi-Weekly Pay Stubs
Accurate deductions across 9 weeks of simulated work
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Life Event Cards
Escalating stakes, the decisions that matter before they're real
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Car True-Cost Calculator
Total ownership math
insurance, gas, maintenance, financing
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College Path Comparison
Three post-secondary paths modeled with real repayment numbers
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Student Workbook + Facilitator Guide
Designed for self-directed teens, students drive, parents check in. The facilitator guide gives parents the prompts and questions to ask at the right moments. No teaching experience required.
Why It Works at This Age
Built for the Years That Define the Next Decade
The decisions a teenager makes between 15 and 18 about credit, cars, and college compound for thirty years. Money Strong™ teaches them in simulation, before they're real.
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Mistakes Without the Cost
The $800 car repair, the minimum-payment trap, the FAFSA math, they all happen in a workbook here. Not on a credit report. Not in a student loan they can't undo. Mistakes are how money is learned. Money Strong™ makes them survivable.
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Self-Directed, Not Lectured
This isn't a parent-led curriculum. Students work through it themselves, receiving paychecks, making decisions, modeling consequences. Parents check in; students drive. Designed for the age when teens stop listening to lectures and start respecting consequences.
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The Window Closes Fast
Most adults learn this the expensive way, in their twenties, usually through debt. Money Strong™ delivers it before the first paycheck, before the first credit card, before the first car loan. The compounding starts at 16, not 26.
The Full Pathway
Where Money Strong™ Fits
Money Strong™ bridges the simulation world of Money Ready™ into the real world of first jobs, credit decisions, and post-secondary choices. Students who complete it enter adulthood with skills most people spend years learning the hard way.
Money Seeds™
Ages 5–7
Money Grows™
Ages 8–10
Money Ready™
Ages 11–15
← YOU ARE HERE
Money Strong™
Ages 15–18
Money builder™
Ages 18–25
Money Launched™
Ages 18–25
Or Lock In the Whole Pathway
The Complete Pathway Bundle
Get all five programs, Money Seeds™ through Money Launched™, in a single purchase. Twenty years of financial education locked in today, ready the moment each tier becomes age-appropriate.
$250
$305 individually ·
Save $55
From First Coins to Confident
Decisions
Before the First Paycheck.
Before the First Credit Card.
Before the First Car Loan.
Money Strong™ is ready to download the moment you order. Nine weeks. Hired, taxed, billed, ready. The financial fluency most adults wish they'd had at 16
delivered while there's still time for it to matter.
$69 One-time · Instant download
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From First Coins to Confident Decisions