Your Family Economy Starts Today
Money Grows™ is complete and ready to use. Download everything instantly and launch your Family Economy this week.
🌿 Tier 2 of 5
🌿Money Grows™
Ages 8–10 · 8 Weeks · Semi-Independent
"Maple Street Market" Simulation
Instant access after purchase · Everything included
The Simulation
Run a Real Business. Repay a Real Loan.
Students borrow a $20 seed loan, launch a market stall, and run it for 8 weeks. They track income, expenses, profit, and a Give column in a real ledger — paying back the loan and finishing with a full profit-and-loss statement. The concepts most adults wish they'd learned at this age, delivered through decisions kids actually make.
Week by Week
Eight Weeks of Real Business Thinking
Jars to a Budget
The 4-column ledger: Income / Expenses / Profit / Give. Market launches — $20 seed loan borrowed.
Banking Basics
Checking vs. savings. Interest on savings. First sales recorded and deposited.
Smart Spending
How advertising works. Impulse vs. planned buying. Supplier offers an upgrade — resist or invest?
Goals and Patience
Delayed gratification with real math. Loan repayment begins. Give column gets first entry.
What Is Profit — Really?
Revenue vs. profit. Fixed vs. variable costs. Break-even point. Full P&L review — expand, hold, or close?
Interest at Work
Simple and compound interest with real numbers. Savings account interest calculated.
More Ways to Earn
Entrepreneurship and pricing strategy. Model the three paths: expand, hold steady, or close.
The Full Picture
Budget vs. actual. Loan fully repaid. Give cause chosen and donated. Final market day debrief.
What's Included
Everything You Need.
Nothing Extra to Buy.
Market Ledger
4-column weekly tracker: Income / Expenses / Profit / Give
Market Stall Cards
Setup cards for launching the Maple Street Market stall
Supplier Event Cards
Impulse spend scenarios — real decisions under real pressure
P&L Summary Sheet
Complete profit-and-loss statement students build and present
Give Allocation Tracker
Tracks the Give column and final donation decision
Parent/Facilitator Guide
Complete week-by-week guide — no teaching experience required
Ready to Start
Your Family Economy Starts Today
Money Grows™ is complete and ready to use. Download everything instantly and launch your Family Economy this week.
Instant access · Print at home · Start this week
The Full Pathway
Where Money Grows™ Fits
A student who completes Money Grows enters Money Ready™ already knowing what a ledger, a profit-and-loss statement, and compound interest feel like from the inside.
Money Seeds™
Ages 5–7
Money Grows™
Ages 8–10
← You Are Here
Money Ready™
Ages 11–15
Money Strong™
Ages 15–18
Money Launched™
Ages 18–25