Money Strong™ is complete and ready to use. Download everything instantly and launch your Family Economy this week.
💪 Tier 4 of 5
💪Ages 15–18 · 9 Weeks · First Job Ready
"The First Job Files" Simulation
Instant access after purchase · Everything included
The Simulation
Students get hired at a simulated part-time job, complete real tax forms, and receive bi-weekly paychecks with accurate deductions. Life events escalate every two weeks — a phone upgrade temptation, a car insurance quote, an $800 repair bill, and the real math behind three college paths. Everything most teenagers figure out too late, delivered before they need it.
Week by Week
Your First Real Paycheck
Tax forms completed. First pay stub received. The gap between hourly wage and take-home — experienced.
Earned Income Budget
Budgeting with real wages. Phone upgrade temptation event hits Week 2.
Banking Like an Adult
Checking, HYSA, direct deposit setup, debit card discipline. Paycheck allocated across accounts.
Credit — The Early Truth
Credit score starts at zero. How to build it safely. 5-year cost of one late payment modeled.
Credit Cards
The minimum payment trap — the math that makes it dangerous. Pay-in-full modeled over 24 months.
True Cost of a Car
Insurance quote received. Full 3-year ownership cost built — not just the sticker price.
College — The Real Math
Sticker vs. net price. FAFSA. Three post-secondary paths modeled and compared.
Protection and Safety Nets
$800 car repair hits — does the $1,000 fund exist? Health insurance basics for young adults.
Bridge to Adulthood
Complete financial snapshot. Give plan reviewed. Three things every young adult needs before leaving home.
What's Included
Job Offer + Tax Forms
Simulated offer letter and W-4 — students fill out real forms
Bi-Weekly Pay Stubs
Accurate deductions across 9 weeks of simulated work
Life Event Cards
Escalating stakes — the decisions that matter before they're real
Car True-Cost Calculator
Total ownership math — insurance, gas, maintenance, financing
College Path Comparison
Three post-secondary paths modeled with real repayment numbers
Student Workbook + Guide
Complete facilitator guide — no teaching experience required
Ready to Start
Money Strong™ is complete and ready to use. Download everything instantly and launch your Family Economy this week.
Instant access · Print at home · Start this week
The Full Pathway
Money Strong bridges the simulation world of Money Ready into the real world of first jobs, credit decisions, and post-secondary choices. Students who complete it enter adulthood with skills most people spend years learning the hard way.
Money Seeds™
Ages 5–7
Money Grows™
Ages 8–10
Money Ready™
Ages 11–15
Money Strong™
Ages 15–18
← You Are Here
Money Launched™
Ages 18–25